For long -term investment, which one is more economical? It is said that the gold bars of CCB cannot be recycled. Who will I give it after taking the physical gold bar?
5 thoughts on “What is the gold bar of Bank of China, which one is better than CCB's physical gold?”
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China Bank's own brand -category precious metal refers to the self -employed real precious metal of the Bank of China to process precious metal manufacturers to process, the product is marked with the Bank of China or LOGO, and the business brand is "BOC Auspicious Gold". Depending on the design, production process and distribution volume, their own brand categories are divided into investment and collection.
1. The investment category is standardized investment gold bars, and the color is unified to AU9999, which can be repurchased without setting the circulation. At present, there are 7 specifications of 10 grams, 20 grams, 50 grams, 100 grams, 200 grams, 500 grams, and 1000 grams, which can increase or decrease specifications according to the actual business.
2. Collection refers to its own brand products other than investment categories. Themes include the zodiac series, the Bank of China series, and the Buddhist series. The forms are diverse and launched in conjunction with market hotspots. In terms of raw materials and colors, it is combined with product form and processing process requirements. The color is AU999 and above, AG999 and above. There can be a variety of processes such as casting and die casting in the process, and the packaging is exquisite. There are various specifications and generally have issuance.
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1. The gold bars of the Bank of China are the same as the construction bank. The physical gold is divided according to the purity of gold. The general purity level is the same, but the processing costs are different due to different processing industries and business. The public's understanding of "physical gold" is gold jewelry in daily life, which is inconsistent with the definition of physical gold in the trading market. In fact, we need to discuss the difference between the physical gold in the trading market and those commemorative coins and jewelry.
2. The former refers to commemorative gold bars and gold coins, such as "Olympic Gold Bar", "New Year's Gold Bar", and "Panda Gold Coin". The latter refers to various gold jewelry. The price of gold does not exactly depends on the fluctuation of the original gold price; at the same time, due to the poor liquidity caused by the high premium and repurchase caused by the processing costs, investors cannot fully enjoy the rise of gold prices when purchasing such physical gold. income.
This expansion information:
, physical gold
, physical gold, such as buying golden souvenirs, of course, it is a physical gold investment, but it is not a complete physical gold investment. It can only be regarded as a memoriality Gold products. The significance of physical investment is its commemorative, collectible and commemorative gold. For example, the panda gold coins issued by the People's Bank of China and the maple leaf gold coins issued by the National Bank of Canada fully reflect their commemorative collection value at the time of sale. If the price is calculated only based on the gold content, the price should be more than doubled. The circulation and transactions of commemorative gold products can only be carried out in the collection market where prices rise and fall. The collection market. Therefore, commemorative gold products are actually playing commemorative gold products. The possibility of liquidity transactions in the capital market is very small. The circulation and transactions in the capital market are not easy, and its investment nature is even more unimaginable. Essence
. Gold bars
(Gold market investment varieties, ancient coins circulation)
The investment types of the gold market are mainly divided into physical gold investment and physical gold derivatives. Derivatives mainly include gold futures, gold options, etc., and physical gold investment mainly includes gold bars, gold coins, gold jewelry, etc.
1. The gold bar of Bank of China is the same as the gold of China CCB. The physical gold is divided according to the purity of gold. Generally, the purity level is the same, but the processing costs are different due to the different processors. Volkswagen's understanding of "physical gold" is the gold jewelry of daily contacts, which is inconsistent with the physical definition of the trading market. In fact, we have to discuss the difference between the physical gold in the trading market and those commemorative coins and jewelry.
2, commemorative and decorative gold jewelry, the former refers to commemorative gold bars and gold coins, such as "Olympic Gold Bar", "New Year's Gold Bar" and "Panda Gold Coin", the latter refers to various gold jewelry. The gold investment nature that does not have the real significance, its price does not exactly depends on the volatility of the original gold price, which affects the price of the price and the value of artistic value. At the same time Liquidity is not good, and investors cannot fully enjoy the benefits brought by the rise in gold prices.
The physical gold is divided according to the purity of gold. Generally, the purity level is the same
The investment varieties in the gold market are mainly divided into physical gold investment and the gold investment derivatives derived from the physical gold. Futures, gold options, etc., while the physical gold investment mainly includes gold bars, gold coins and gold jewelry, and so on.
The main way of investing in gold in my country is investment gold bars. Gold bars are divided into two types: ordinary gold bars, commemorative gold bars.
The specifications
The size of gold bars in various countries are different, but according to international practice, the gold bars that enter market transactions must be marked with the color and weight when casting the refinery plant, as well as the name and the name and the refining plant and the name and the refining plant and the name and the name and the name of the refinery plant and Numbering. For example, Gauoskin is divided into three specifications: 2 ounces, 5 ounces, and 10 ounces. The back of each gold bar has the words and numbers of the "China Banknotes Monrection Corporation Great Wall Great Wall Great Wall and Silver Refinery", as well as anti -counterfeiting signs.
Casting packaging
In general, investors often buy gold bars made by refining companies with a high reputation company, and they will save a lot of costs and procedures at the time of sale. If it is produced by an unknown enterprise, gold buyers will charge analysis fees. The gold bars sold by the well -known gold merchants are packed in a sealing bag. In addition to interior gold, there are reliable sealing proof. Without opening, it will be much more convenient when selling gold bars. In China, the Great Wall Treasury Refining Plant is by far the largest state -owned gold and silver refinery, and the only member unit of the London precious metal market association in Chinese gold and silver smelting enterprises, and has been selected as the Shanghai Gold Exchange and Director Units.
The transaction metering unit
The golden measurement unit is also different due to the different habits and trading rules of gold market transactions in various countries. At present, the most commonly used metering units in the international gold market are Jin Heng ounces. Jin Heng ounce is a metering unit dedicated to the trading of precious metal goods. It is different from the orthogonal ounce. The 1st ode is equal to 28.3495 grams, while the 1 Jinquan ode is equal to 31.1035 grams. In my country, the units that measured gold were mainly two, and now they are mainly gram. With the economic integration of the economy, many gold brands in my country are measured with golden ounces.
The price
The price of ordinary gold bars is different from the price of commemorative gold bars. The issue price of the commemorative gold bars is priced in accordance with the pricing method of gold jewelry. Generally, its issuance price = cost 10%VAT 5%consumption tax profit. The price of ordinary investment gold bars is to add a certain processing and circulation fee on the basis of gold spot prices. Therefore, commemorative gold bars are higher than the price of ordinary investment gold bars. For example, the price of Gauoscore's gold bars is based on the daily quotation of the London precious metal market in the international largest gold spot market. For the price of the Shanghai Gold Exchange, the processing and circulation fee of 109 yuan per ounce (3.5 yuan/gram of 3.5 yuan/gram ), Return 62 yuan (2 yuan/gram) per ounce at the time of repurchase.
Investment channels
The on -site transaction, such as membership transactions of Shanghai Gold Exchange, namely gold production enterprises, gold jewelry companies, gold brokers, gold agents, commercial banks and institutions investor.
It is outdoor transactions, mainly for gold bars transactions by some small and medium -sized enterprises and individual investors in commercial banks, gold banks, jewelry banks, and gold and silver jewelry stores. At present, my country's personal gold investors are mainly trading outside the field. It is best to choose a gold bar with a guarantee and a large price difference. For example, the Gauthier gold bars that China Merchants Bank agent traded, and its sale quotes on the afternoon of September 23 were 121.49 yuan/gram and 120.99 yuan/gram. The difference between buying and selling is 0.5 yuan, and the difference between the processing fee at the time of buying and selling costs 1.5 yuan per gram.
The investment of three banks. The current investment of banks sold by banks mainly include independent brand gold bars and agent sales gold bars. In terms of independent brand gold bars, there are ICBC's "Ruyi Gold", the "Treasure of the Indian" of the Agricultural Bank of China, the "CCB Gold" of CCB and the "Dragon and Phoenix Gold" of the Bank of China. These products are characterized by high costs, so they are not conducive to short -term hype, suitable for medium and long -term investment.
The physical gold is divided according to the purity of the gold, and the general purity level is the same, but the processing costs are different due to the different processors.
Personally tend to be the physical gold of CCB, because I bought it at the beginning of the year, and the current income is very objective. One gram earns 40 pieces, and the processing fee is not bad. The BOC's physical gold did not speak without investing.